i answered something like this earlier, but now i think i have a more solid answer now!
i look at colors that i really like, and then i see if they'd make good color combos together! (ex: pink and yellow, pink and green, pink and blue, lots of pink lmao)
also, things you have irl are really good inspiration for color palettes! (ex: stuffed animals, posters, or even irl clothes u have!)